User Agreement

Terms of Service

Please read these Terms of Service (“Terms”) carefully before using the website https://creativevisionaryhub.com/ (hereinafter referred to as the “Service”), operated by Renata Szwedek.

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to any part of the Terms, you may not use the Service.

Accounts

When you create an account with us, you must provide accurate, complete, and up-to-date information at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

You are responsible for maintaining the confidentiality of your account and password and for ensuring that access to your device is properly secured. You agree to be responsible for all activities that occur under your account or password.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Renata Szwedek and her licensors. The Service is protected by copyright, trademark, and other laws of Poland and other jurisdictions. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Renata Szwedek.

Links to Third-Party Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Renata Szwedek.

Renata Szwedek has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Renata Szwedek shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services you visit.

Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms.

Upon termination, your right to use the Service will cease immediately. If you wish to terminate your account, you may simply discontinue using the Service.

All provisions of the Terms which by their nature should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Returns and Complaints for Digital Services

In accordance with applicable law, a consumer has the right to withdraw from a distance contract within 14 days of its conclusion. However, for digital services that are delivered immediately after purchase (e.g., access to online content, courses, or digital materials), the right of withdrawal expires if the user:

  • has given explicit consent to begin the service before the 14-day withdrawal period ends, and
  • has been informed about the loss of the right to withdraw from the contract.

In case of technical issues or errors on the part of the Service, the user may submit a complaint via email to: renata.szwedek@gmail.com. Complaints will be reviewed within 14 business days.

Content Usage License

The user is granted a limited, non-exclusive, non-transferable license to access and use the content provided through the Service for personal use only. Copying, distributing, modifying, publishing, or reselling any materials without prior written consent from Renata Szwedek is strictly prohibited.

All content, including text, graphics, audio, and video recordings, remains the intellectual property of Renata Szwedek or her licensors and is protected by copyright laws.

Privacy Policy

User personal data is processed in accordance with applicable laws, including Regulation (EU) 2016/679 of the European Parliament and of the Council (GDPR). Detailed information regarding the processing of personal data, the purpose of data collection, and user rights is available in the Privacy Policy at: https://creativevisionaryhub.com/en/privacy-policy/.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Poland, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect. These Terms constitute the entire agreement between us regarding the Service and supersede any prior agreements we might have had.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. In the case of material changes, we will make reasonable efforts to notify users at least 30 days before the changes take effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those changes become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Information and Acceptance of Terms

If you have any questions about these Terms, please contact: renata.szwedek@gmail.com. Continued use of the Service after changes to the Terms constitutes acceptance of the updated Terms. If you do not agree with the changes, please discontinue use of the Service.